In real estate terms, a first time buyer is anyone who has not owned a home for 3 years. Special funding is now available for those who qualify. In January and February of 2007, Crossroads Toms River Office extended it's Tuesday and Thursday nights hours from 6-7PM with a first time buyer specialist on duty. Joe Zavatsky, a 29 year veteran of the real estate industry, has helped many people to buy their first home. Mortgage rates are down, inventory is up! All are welcome!
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